• monthly fee free of charge (standard at CZK 40/month)
• credit limit of CZK 50,000 with no proof of income required
• interest rate at 15.96% p.a. (standard at 23.4% p.a.)
• taking out, using and cancelling the Online Card service free of charge
  
  

Credit card limit	CZK 50,000
Interest rate per month/year	1.33%/15.96%
Card account administration fee	CZK 0 per month
APR (annual percentage rate)	17.49%
Total amount due from the client	CZK 54,503
Monthly instalment amount	CZK 9,084

A credit limit is taken out for an indefinite period of time.

The offer applies to trainee notaries, notarial candidates, trainee attorneys, veterinarians, pharmacists, tax advisors, architects, dental technicians, judicial and legal trainees.

APR is calculated on the assumption that the credit limit is drawn down through cashless payment on the first day following the conclusion of the contract, provided for a period of 1 year, with the interest rate mentioned above, repaid in identical monthly instalments starting 1 month after the date of the first drawdown, no interest-free period applied, the fee mentioned above paid, and only electronic statements used.