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Your new virtual card

Your new virtual card 

As soon as you open an account, you have a virtual card available in Smart Banking.

The virtual payment card is a modern and economical alternative to the plastic card. It can do almost the same things as a plastic card, plus it brings convenience and speed.

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Debit Standard

Debit Standard

Debit Standard immediately available in the Smart Banking app. It offers all the benefits of an international payment card, also supporting contactless payments. With your card, you can withdraw cash from ATMs all over the world free of charge.

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Debit Premium

Debit Premium

Besides all the benefits of an international embossed payment card, the Debit Premium gives the status of a UniCredit Bank reliable client.

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Debit Premium 

This premium debit card allows you to withdraw a higher amount of cash whenever you need it.

 

Virtual card  

  • Easily accessible in the Smart Banking app or directly on your mobile with Apple Pay or Google Pay
  • Can do what plastic does, plus convenience and speed
  • With a virtual payment card, you can pay online and in brick-and-mortar stores and withdraw cash from contactless ATMs with ease
  • Simply, safely and with respect for the environment.

 

Global use of the car

  • Withdrawals from ATMs and at the bank’s branches
  • Contactless payments for goods and services with merchants
  • Secure payments in online shops through the 3D Secure for online payments service
  • The possibility of settling invoices and topping up your mobile phone

 

Who is the card intended for

  • People over 15, approved by the owner of the account held with the bank

 

Card limits

  • Recommended daily limit for cashless payments up to CZK 160,000
  • Recommended daily limit for cash withdrawals up to CZK 80,000
  • The possibility of setting the limit up to CZK 500,000
  • Recommended limit for cashless payments is 10 per day
  • Recommended limit for cash withdrawals is 3 per day

 

Complementary services a part of the card

  • TRAVEL Basic valid throughout the world for card holders

 

Complementary service

  • Travel Plus insurance valid throughout the world for card holders or their family members
  • Global Priority Pass programme for entry to VIP airport lounges
  • Change of PIN at ATMs (free of charge)
  • Information regarding the available balance on your account at ATMs
  • Connecting one payment card to several accounts

 

More information

Apply now

Debit Standard 

This card allows you to withdraw cash from your account at any time. The card is contactless and valid for 5 years with automatic renewal. You can link your card to online banking and set up notifications for every transaction via text message or e-mail.

 

Virtual card  

  • Easily accessible in the Smart Banking app or directly on your mobile with Apple Pay or Google Pay
  • Can do what plastic does, plus convenience and speed
  • With a virtual payment card, you can pay online and in brick-and-mortar stores and withdraw cash from contactless ATMs with ease
  • Simply, safely and with respect for the environment.

 

Global use of the card

  • Withdrawals from ATMs and at the bank’s branches
  • Contactless payments for goods and services with merchants
  • Secure payments in online shops through the 3D Secure for online payments service
  • The possibility of settling invoices and topping up your mobile phone
  • Contactless technology – faster payments (no PIN required for payments up to CZK 500)

 

Who is the card intended for

  • Individuals over 15
  • Individuals over 8 provided the card is connected to Dětský účet (with limits)
  • Another holder approved by the owner of the account held with the bank

 

Card limits

  • Recommended daily limit for cashless payments up to CZK 100,000
  • Recommended daily limit for cash withdrawals up to CZK 40,000
  • Recommended limit for cashless payments is 10 per day
  • Recommended limit for cash withdrawals is 3 per day

 

Complementary services

  • Travel insurance valid throughout the world for card holders or their family members
  • Global Priority Pass programme for entry to VIP airport lounges
  • Change of PIN at ATMs (free of charge)
  • Information regarding the available balance on your account at ATMs
  • Connecting one payment card to several accounts

 

More information

Information on withdrawals from ATMs – Our bank does not charge any transaction, but ATM operators may charge their own fees. The client is informed about the charge on the ATM screen and has the possibility to reject the transaction

Apply now

U-šetřete Discount Programme

  • Discounts are connected directly to your payment card. No more cards, vouchers or discount codes. You do not have to ask for a discount when paying
  • Discounts are credited automatically to the account connected to your payment card.
  • The selected offers are tailor-made based on your shopping history.
 

What you should know
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