To access and sign transactions in Online Banking, state-of-the-art methods of security are used:
1. Online Banking Key
It is a mobile application which generates single-use codes limited in time. Owners of smart devices can obtain the Online Banking Key by downloading the Smart Banking application from Google Play or the App Store. For other mobile phones (with Java), you may download a separate application from a link for sent by the Bank in the form of an SMS.
We recommend the Online Banking Key if you:
- want to have security that is free
- want to have security at all times and do not want to carry additional equipment
- want to have absolute control over transactions that you are signing
- often travel to exotic lands where an SMS code may not be delivered in time.
2. SMS Token
Codes for login and payment in Online Banking will be delivered through SMS. When selecting this type of security, you need your own e-mail address to receive the login security code and mobile phone number for receiving SMS one-time codes.
We recommend the SMS Token if you:
- reside mainly in the Czech Republic,
- want to have security with you at all times and wish to avoid carrying other devices; or
- send individual transactions, when the SMS code also contains information about the relevant transaction
3. Security Token (keypad device)
An additional device in the form of calculator that is activated with a custom PIN and generates the code for logging on or a payment signature.
We recommend the Security Token (keypad device) if you:
- use a company account (the owner pays a single fee for the token and thus has security costs under control), and
- also use Telebanking telephone banking