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Interest rate of 5.9% p. a.

available after only one year of business

Or a loan of up to CZK 250,000 to get you started

  • A guaranteed interest rate of 5.9% p. a. on loans between CZK 250,000 and CZK 5 million.

  • Up to CZK 250,000 without a tax return to get you started.

  • We approve each loan personally and will accommodate your needs.

To help your business grow

Take out a loan for growth or start-up on favourable and fair terms.

Money for anything for your business

You can use the loan for anything related to your business. Because you know best what your business needs. New equipment or renovation of your premises? It's up to you.

Quick approval

We usually approve loans within 2 hours and you can have the money in your account in no time. We review applications personally because we know that every business is unique. Including yours.

Tax benefits

You can deduct the interest on your instalments from your tax base and save money. And because the instalments are the same every month, you can easily incorporate them into your budget, even with the tax discount.

How exactly does the loan work

We will sort everything out in person and you can have the money in your account within 2 hours.

1. You change your mind about the amount

For amounts over 250,000 and up to 5 million, you are guaranteed an interest rate of 5.9% p. a. All you need is to have filed at least one tax return. If you are starting a business, you can take out up to CZK 250,000.

2. Let's talk it over with no strings attached

We will arrange a meeting at our branch, where we will advise you on everything. So that the loan helps you as much as possible. And don't worry, we have over 120 branches, so you're never far away.

3. Let us take a moment to approve it

We will quickly discuss with our colleagues whether everything is in order and whether the loan would do you more harm than good. We usually wrap up within 2 hours and can send you the money.

4. And the money is yours

You can use the money for anything related to your business. We will agree on the interest on the instalments as you require, and you can deduct it from your tax base.

What you are most interested in

Why should I borrow from you
What documents do I need if I want to borrow money
Are there any other conditions I need to meet
Do I need any collateral or guarantees
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