Bankruptcy trustee account

We are the No.1 bank for Bankruptcy trustee

Insolvency Estate Administration Accounts

The owner of the Insolvency Estate Administration Account can only be a bankruptcy trustee registered in the insolvency register of the Ministry of Justice of the Czech Republic.

Keeping of the Insolvency Estate Administration Account is regulated by a special contract limiting the disposals of funds on the account in terms of both the authorised person and the purpose of use.
Insolvency Estate Administration Accounts are payable on a daily basis.
Access to the account is non-stop via online services.

Insolvency estate administration account keeping alternatives

ALTERNATIVE A – estate administration accounts (the account is held for the trustee’s ID No. or Birth Certificate No.)

The option to choose an account depending on the particular insolvency case:

non-interest bearing accounts with no maintenance fee
interest bearing accounts with a 0.20% p.a. interest rate for accounts denominated in CZK

ALTERNATIVE B – the account is held directly for the bankrupt (the account is held for the bankrupt’s ID No. or Birth Certificate No.)

Fees related to insolvency estate administration accounts

	Insolvency addressed in the form of bankruptcy or reorganisation	Insolvency addressed in the form debt relief
Product opening and keeping
Product opening	free of charge
Product keeping per month	CZK 0/CZK 129 ¹⁾	CZK 0/CZK 50 ²⁾
Settlement of individual transaction	free of charge
Account cancellation	free of charge

Interest Rates

1) CZK 0 for a non-interest bearing alternative (a non-interest bearing account balance) / CZK 129 for an interest-bearing alternative (an interest-bearing account balance based on published interest rates)

2) CZK 0 for a non-interest bearing alternative (a non-interest bearing account balance) / CZK 50 for an interest-bearing alternative (an interest-bearing account balance based on published interest rates)

Other possible fees according to the current Price list.

APPLY

Take advantage of a personal account for the highest standard with a premium credit card, free account maintenance and premium interest rates.

Open a current account with an interest up to 3.5% p.a.

With a TOP account you get free:

1 current account for everyday payments in CZK
1 current account in CZK for savings with an interest rate of up to 3.5% p.a. up to CZK 2,000,000
1 current account in EUR and 1 current account in USD
Electronic account statement
Debit Premium payment card with travel insurance and insurance for cards and personal belongings
Cash withdrawals from UniCredit Bank ATMs in the Czech Republic and abroad with a debit card connected to the account
Cash withdrawals from ATMs of other operators in the Czech Republic and abroad with a debit card connected to the account
Cash deposits via UniCredit Bank ATM to accounts held with UniCredit Bank
Cash deposits in CZK to accounts held in CZK at a branch
Internet banking - Online Banking
Mobile banking - Smart Banking
Domestic standing order, direct debit (incl. SIPO) - entering, changing, cancelling electronically
Domestic standing order, direct debit (incl. SIPO) - input on paper form
Domestic and SEPA incoming payments
Domestic standard outgoing credit transfers and SEPA outgoing credit transfers made electronically (outgoing credit transfers incl. standing orders and direct debits incl. SIPO)

Second Medical Opinion

Get advice from top medical experts from around the world and make informed decisions about your health, from the comfort of your home and in the language of your choice.

The Second Medical Opinion service is for OPEN, TOP, PLATINUM or INFINITE account holders.

The total interest rate, which consists of the basic interest rate and the bonus rate, applies to the Account START, OPEN or Account TOP service packages opened from 1 November 2024. The validity of the base rate and the bonus rate is shown in the table here.

WHAT IS REQUIRED TO GET THE BONUS INTEREST RATE?

You only need to open a START, OPEN or TOP service package from 1 November 2024. We will open a current account for payment purposes (non-interest-bearing) and a savings account, distinguished by the additional designation "SAVINGS", on which we will set the basic interest rate on the second day after its opening. You will receive the bonus rate upon meeting the condition of making 3 payments with the debit card issued with your START, OPEN or TOP current account and will be paid monthly into the savings account on the last day of the calendar month following the base interest rate. Both the base and bonus interest rates apply to deposits up to CZK 2,000,000. The validity and amount of the base rate and bonus rate are shown in the table below. You can open a service package at any of our branches or conveniently online from anywhere.

Terms and conditions of the marketing campaign Account START, OPEN and TOP with bonus interest rate 2024 - valid from 1 November 2024 (PDF)

HOW ELSE TO OPEN AN ACCOUNT?

At more than 120 branches.

SEARCH FOR THE NEAREST BRANCH

By phone at 605 236 870 or 725 435 792.

OR LEAVE US YOUR CONTACT DETAILS

Campaigns' terms and conditions are published only in Czech language.

Payments via Terminals

Accept your customers’ payment cards using UniCredit Bank terminals. You will offer them greater comfort when shopping, make work easier for your employees, and at the same time increase your sales.

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Fast and secure payment over the Internet

Carried out using the most popular Visa and MasterCard
Thanks to 3D Secure and speed of the transaction, your credibility rises and subsequently also the volume of your online transactions
Reducing the risk of fraudulent transactions or failure to collect goods already paid
Allowing for making payments 24 hours a day
Guaranteeing a faster method of payment compared with a mail order business
Easier to implement in your online shop

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