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Medical professions

We are a bank for doctors, dentists, pharmacists, dental technicians, dental hygienists, clinical psychologists and speech therapists, physiotherapists and veterinarians.

Take advantage of the exclusive PROFESIONÁL Account, with which you have the opportunity to receive a prestigious premium payment card and a free TOP private account.

Take advantage of a personal account for the highest standard with a premium credit card, free account maintenance and premium interest rates.

Open a current account with an interest up to 3% p.a.

With a TOP account you get free:

  • 1 current account for everyday payments in CZK
  • 1 current account in CZK for savings with an interest rate of up to 3% p.a. up to CZK 2,000,000
  • 1 current account in EUR and 1 current account in USD
  • Electronic account statement
  • Debit Premium payment card with travel insurance and insurance for cards and personal belongings
  • Cash withdrawals from UniCredit Bank ATMs in the Czech Republic and abroad with a debit card connected to the account
  • Cash withdrawals from ATMs of other operators in the Czech Republic and abroad with a debit card connected to the account
  • Cash deposits via UniCredit Bank ATM to accounts held with UniCredit Bank
  • Cash deposits in CZK to accounts held in CZK at a branch
  • Internet banking - Online Banking
  • Mobile banking - Smart Banking
  • Domestic standing order, direct debit (incl. SIPO) - entering, changing, cancelling electronically
  • Domestic standing order, direct debit (incl. SIPO) - input on paper form
  • Domestic and SEPA incoming payments
  • Domestic standard outgoing credit transfers and SEPA outgoing credit transfers made electronically (outgoing credit transfers incl. standing orders and direct debits incl. SIPO)
Second Medical Opinion  
 

Get advice from top medical experts from around the world and make informed decisions about your health, from the comfort of your home and in the language of your choice.

The Second Medical Opinion service is for OPEN, TOP, PRIVATE or WEALTH account holders.

 

The total interest rate consists of three parts – the basic interest rate, the bonus rate and the extra bonus rate. The amount of these rates depends on the fulfillment of specific conditions.

 

How to get a bonus interest rate?

Simply open a START, OPEN or TOP service package from 1 January 2025. Together with it, we will automatically open a current account for everyday payments (non-interest-bearing) and a savings account, the name of which is distinguished by the additional designation "SAVINGS".

You will get the bonus rate if you pay at least 3 times a month with a payment card that is issued for the current account within your service package. If you meet this condition, we will credit your bonus rate to your savings account on the last day of the calendar month following the crediting of the basic interest rate.
 

How to get the extra bonus rate?

In addition to meeting the above conditions, your account must have received credit income in the total amount of at least CZK 20,000 in a given month, or you must arrange a regular investment to which you will send at least CZK 2,000 each month. If you also meet one of the above conditions, we will credit you with an extra bonus rate along with the extra bonus rate.

You can set up a service package at any of our branches or conveniently online from anywhere.

The basic, bonus interest rate and extra bonus interest rate apply to deposits up to CZK 2,000,000 (inclusive). The validity and amount of the basic interest rate, bonus rate and extra bonus rate are listed in the table here.
 

Terms of the START, OPEN and TOP Account with Bonus Interest Rate 2025 marketing campaign valid from 1 April 2025 (PDF)

HOW ELSE TO OPEN AN ACCOUNT?

 

Find the branch Arrange a meeting

 

At more than 120 branches.

SEARCH FOR THE NEAREST BRANCH

 

By phone at 605 236 870 or 725 435 792.

OR LEAVE US YOUR CONTACT DETAILS

 
 
 
 

Campaigns' terms and conditions are published only in Czech language.

Payments via Terminals

Accept your customers' credit cards through UniCredit Bank under discounted terms. Offer them greater convenience and security when paying for your services and make your job easier.

  • Accept your customers’ payment cards using UniCredit Bank terminals. Offer them more comfort when making payments for your services.
  • Rent a payment terminal for free with a turnover of CZK 30,000 per month.
  • Installation, service and staff training will be provided free of charge.
  • You can pay with the following types of cards - Visa, MasterCard, American Express, Union Pay and JCB.
  • Visa and MasterCard payments will be credited to your UniCredit Bank account within the next day.
  • You can receive an electronic statement of your transactions in PDF, TXT, CSV or XLS format.
  • The telephone service for service and advice is available 24 hours a day.

 

MORE INFORMATION

Fast and secure payment over the Internet

  • It is carried out using the most popular Visa and MasterCard.
  • Thanks to 3D Secure and speed of the transaction, your credibility rises and subsequently also the volume of your online transactions.
  • It reduces the risk of fraudulent transactions or failure to collect goods already paid.
  • It allows for making payments 24 hours a day.
  • It guarantees a faster method of payment compared with a mail order business.
  • It is easier to implement in your online shop.

MORE INFORMATION

 

Take advantage of easy control of your finances through BusinessNet online banking or the Business Smart Banking mobile app.

  • Visa Gold credit card under favourable conditions for doctors or dentists
  • Visa Classic credit card under favourable conditions for veterinarians and pharmacists
  • An account for management of private finance free of charge with a professional account
  • A Profesionál bank overdraft with a favourable interest rate
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